Electronic Payments in the European Market - Creating a Level Playing Field between Banks and Non-Banks
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| Verlag | Springer |
| Auflage | 2024 |
| Seiten | 372 |
| Format | 14,8 x 2,5 x 21,0 cm |
| Gewicht | 600 g |
| Artikeltyp | Englisches Buch |
| Reihe | EBI Studies in Banking and Capital Markets Law |
| ISBN-10 | 3031643372 |
| EAN | 9783031643378 |
| Bestell-Nr | 03164337A |
This book offers a holistic approach to the level playing field concept that takes into account six regulatory objectives of the European financial services regulatory framework for banks and non-banks. These intermediate objectives are: (i) facilitating market access by non-banks to provide payment services; (ii) safeguarding the security of the payments market; (iii) safeguarding the integrity of the payments market; (iv) enhancing consumer protection in case of an unauthorised or erroneous payments; (v) allowing non-banks access to payment systems; and (vi) facilitating collaboration between competing payment service providers to develop standards for the payments market that reflect the interests of both banks and non-banks. The book discusses the rules and regulations covering these intermediate objectives to determine the extent to which there is a level playing field between banks and non-banks. In addition, the book provides high-level summaries of competition law requ irements and related case law, and will be of interest to researchers, academics, and financial law practitioners.
Inhaltsverzeichnis:
1. Introduction: Banks And Non-Banks In The European Market For Payments.- 2. Payments.- 3. Key Legislative Initiatives On The Establishment Of An Internal Market For Payments.- 4. Non-Bank Market Access.- 5. Security Measures For Banks And Non-Banks.- 6. Anti-Money Laundering And The Allocation Of Responsibilities Between Banks And Non-Banks.- 7. Allocation Of Liability In Case Of Unauthorised Or Erroneous Payments.- 8. Payment Systems And Non-Banks Access To Payment Systems.- 9. EU Competition Enforcement In The Payments Sector.- 10. Concluding Remarks.
